« Older Entries

5 Top Performing Balanced Funds That Made it Huge in 2018

Balanced funds are a category of mutual fund schemes that invest in a balanced portfolio of equity and debt instruments with the aim to reduce the risk associated with the fund and provide stable returns even during market volatility. In these schemes, around 70% of the funds are allocated in equities and the rest 30% are allocated in debt instruments and there is a leeway of 5%. In this article, we are going to discuss 5 balanced schemes that performed really well in 2017-18. Let’s have a look.

Reliance Equity Hybrid Fund (G)

This scheme was launched on Jun 08, 2005, as an open-ended scheme and has since shown tremendous growth. As of now, the scheme has 71.95% investment in equity instruments and 27.11% in debt instruments. The returns it has given in 1, 3, 5, and 10 years of time are 3.67%, 9.41%, 17.09%, and 15.56% (as on Jul 18, 2018), respectively. The short-term returns are average, but a great jump can be seen in long-term returns. Currently, it has a net asset value of Rs 53.63 (as on Jul 18, 2018) and is managing an asset size of Rs 13,593 crores (as on Jun 30, 2018).

Aditya Birla Sun Life Equity Hybrid 95 Fund (G)

This is one of the best schemes provided by Aditya Birla Sun Life Mutual Funds and is trusted by thousands of investors. This scheme was launched on Feb 10, 1995, as an open-ended scheme under the balanced fund category (now aggressive hybrid). It has given returns of 2.48%, 8.51%, 16.67%, and 15.10%, in 1, 3, 5, and 10 years respectively (as on Jul 18, 2018). It has successfully beaten its benchmark in 5 and 10 years trailing returns. As on Jul 18, 2018, it has a Net Asset Value of Rs 736.61, and the assets under management as recorded on Jun 30, 2018, are worth Rs 14,484 crores.

ICICI Prudential Equity & Debt Fund (G)

This balanced mutual fund scheme is one of the biggest in terms of asset size. The total assets under management as recorded on Jun 30, 2018, are worth Rs 28,266 crores and are growing continuously. The fund has provided returns of 9.43%, 17.06%, and 14.23% in 3, 5, and 10 years (as on Jul 18, 2018), respectively and has successfully beaten its benchmark on all the occasions. The top equity holdings of this scheme include companies like ICICI Bank, State Bank of India, ITC, ONGC, Infosys, and Wipro. As on Jul 18, 2018, it has a NAV of Rs 123.32, and an expense ratio of 2.13%.

SBI Equity Hybrid Fund (G)

The scheme was launched on Dec 31, 1995, and was previously known as SBI Magnum Balanced Fund. It is one of the best and most trusted balanced funds in India. The returns that the fund has provided in 1, 3, 5, and 10 years are, 7.20%, 8.88%, 16.97%, and 13.46%, respectively (as on July 18, 2018) and the total return that it has provided since its inception is 16.24%. This fund has a current NAV of Rs 125.60 (as on Jul 18, 2018), and an asset size of Rs 24,959 crores (as on Jun 30, 2018). The minimum investment you can make in this scheme is Rs 1000 and you can start a SIP for as low as Rs 500.

L&T Hybrid Equity Fund (G)

This balanced fund was launched on Jan 31, 2011, and is one of the newest in the market. In just 7 years, it has gained a corpus of more than Rs 10,570 crores. The returns given by this scheme in 1, 3, and 5 years of time are 3.92%, 9.49%, and 17.93%, respectively (as on Jul 18, 2018). It has beaten its benchmark in 3 and 5 years of trailing returns. Currently, it has a NAV of Rs 26.002 (as on Jul 18, 2018), and an expense ratio of 1.93%. The scheme has major investments in finance, technology, construction, automobile, and engineering sector.

So, these are all the balanced fund schemes that gave over the top performance in 2018 and are leading the mutual fund market in their respective category. These schemes have provided satisfactory returns in past and are expected to perform likely in the future.

Tags:

How IOT (internet of Things) is shaping world of Field Services?

IOT provides the tools to improve field service.

What is IOT?
The Internet of things refers to small internet connected devices. IOT devices are small microdevices that monitor or perform a specific task and continually send the data to a centralized system. Any sensor can be an IOT device if it is connected to the internet. The rich data that the sensors provide can give the entire picture of system performance.

Performance data can be transmitted anywhere in the world and can at least partially replace local monitoring of the sensors. IOT devices can be connected to the net in a multitude of ways, including cellular data modem, SMS, or Wifi. Field service teams can be centrally located in order to respond to service needs.

IOT is shaping the services industry through the following 4 ways.

1. Centralized Management
The various IOT devices can be managed through one central control center. This makes field services management much easier. Field service management is now an integral part of headquarters. Instead of needing to visit each location to get sensor data, the sensor data is sent over the internet in real time to the central control center. With all the data in one place, it’s easier for engineers to make decisions for service and maintenance needs. They can discover new ways to make the systems work for efficiently through field service management software.

Decision management is now centralized as well. When a system needs routine maintenance or service, those decisions can be made with a look at the whole system rather than each individual part. Engineers can look at several parameters before deciding to deploy service teams. They can ensure the field service team will be used most efficiently.

2. Improved Productivity
Production downtime represents on of the largest draws on productivity. When a critical machine is down, workers are standing around idle waiting to work. It’s not long before other machines on the line have to shut down production because they don’t have access to the parts produced by the machine that’s down. Even when it’s brought back up, it can take hours or even days for production to return to normal.

IOT offers a solution here. The IOT devices monitor the machines to ensure that there is not a problem. When data falls out of tolerance, the field services team can be dispatched to perform maintenance on the machine during normal down time. This keeps the machines running and in full production. Productivity doesn’t take a hit.

3. Reduced Expenses
IOT devices also help to reduce field services expenses. Since the IOT sensors are constantly collecting data and forwarding them back to the office, engineers can monitor systems without needing to send technicians out for calls. When data shows that service is required or that there is an impending problem, technicians can be dispatched. By taking care of potentials problems before they become costly problems, expenses are reduced.

Expenses are further reduced because maintenance and service can be prioritized throughout the whole system. Service teams can be scheduled in advance based on system prioritization. Efficient use of service teams means lower service costs. These reduced expenses can be utilized to provide better customer value.

4. Proactive Customer Service
Customers don’t like downtime and they don’t like unexpected expenses. They want things to work as they should when they make a vendor contract. They are relying on field service teams to keep the systems rolling and functional. When there is a breakdown, good customer service requires a quick fix that minimizes negative effects.

Proactive customer service also means responding to potential issues before they become problems. As noted earlier, IOT devices provide data about system performance needed to ensure proactive customer service. When a company utilizes IOT to enhance reliability, customers can rest assured that the customer service is a priority.

If your firm wants to improve its field service program, Internet of things combined with field service management software represents the future. They will save money, increase productivity, and improve customer service.

Tags:

Best Natural Products To Cleanse Your Liver

Liver is the remarkable filter system that takes away the toxins from the air we breathe, the liquids we drink and the foods we eat. You will be wondered that the liver also strains the toxins and harmful chemicals which are absorbed through our skin by those products which we use such as hair dyes, shampoo, skin lotion and tanning cream.

Now, we live in a polluted environment. And many people complain of liver problems due to having processed foods or using chemically rich cosmetic products. Most of them look for best natural remedy to cleanse liver for combating the discomforts associated with a toxic liver.

Though, there are many natural cures for detoxifying the liver but there are also lots of home remedies which offer an individual feeling renewed and revitalized if performed in appropriate way. It is painless also.

But, it is better to take advice from a health consultant before going for liver cleansing. But, Livoxil Capsule offers good result.

Symptoms of liver cleansing: If you suffer from the following symptoms, a liver detox may be a great natural cure to some of your health complaints like skin problems(eczema, acne, dermatitis, boils), feeling sick after eating, feeling usually lethargic or foggy headed often, mood swings, fatigue, headaches, irritability, constipation.

Whatever the symptoms, consume Livoxil Capsule as best natural remedy to cleanse liver.

Natural remedies for liver cleansing: Lots of people have got effective results by following the natural remedies. Have a look on few of them:
1. Garlic is efficient for cleansing liver. Garlic contains selenium and allicin which cleanse the liver and keep well the overall health. So, take the extracts of the garlic which is considered as best natural remedy to cleanse liver. Now, the garlic supplements are accessible in the market in the form of pills and capsules. Besides cleansing the liver, the garlic extract reduces inflammation and removes the growth of the cancer cells.
2. Green tea is another effective ways for cleansing liver naturally. Catechin avoids the erosion of liver cells and also delays the aging. The people experiencing liver problems are advised to taking green tea twice per day. In addition to, green tea also cures arthritis, controls diabetes and lowers the cholesterol. Besides this, Livoxil Capsule can be consumed for quick and optimum result.
3. Apple juice is an effective cure for liver cleanser. Pectin washes out toxins and improves the functioning of liver. Usually the apple juice treatment should be completed within a day time. For achieving good result, start the apple juice treatment in the early morning on an empty stomach.
4. Avocado also offers good result in cleansing liver. It also helps to prevent the accumulation of toxins in liver and increases the strength and functioning of liver. So, the individuals who are suffering from the problems of liver should include a good amount of avocado in their regular diet and it is a best natural remedy for liver cleansing.

Not only natural remedies, healthy lifestyle is very much necessary for achieving a healthy life. So, be healthy and keep your family healthy. Consume Livoxil Capsule as best natural remedy for liver cleansing.

—

Tags: